Terms of Service
Last updated: 8/19/2025
These Terms of Service ("Terms") govern your use of BackersHub's website and services. By accessing or using our services, you agree to be bound by these Terms.
1. Acceptance of Terms
By accessing or using BackersHub ("Service"), you agree to be bound by these Terms. If you disagree with any part of these terms, you may not access the Service.
2. Description of Service
BackersHub provides crowdfunding campaign reviews, analysis, and educational content. We are not a crowdfunding platform and do not directly facilitate financial transactions between backers and creators.
3. User Accounts
3.1 Account Creation
You may be required to create an account to access certain features. You are responsible for:
- Maintaining the confidentiality of your account
- All activities under your account
- Providing accurate and complete information
- Updating your information as necessary
3.2 Account Security
You must notify us immediately of any unauthorized use of your account or any other security breach.
4. Acceptable Use
4.1 Permitted Uses
You may use our Service for lawful purposes only, including:
- Reading and sharing content
- Subscribing to newsletters
- Contacting us for support
- Participating in discussions (if applicable)
4.2 Prohibited Uses
You may not use our Service to:
- Violate any applicable laws or regulations
- Infringe on intellectual property rights
- Transmit harmful, offensive, or inappropriate content
- Attempt to gain unauthorized access to our systems
- Interfere with the Service or other users
- Use automated tools to scrape or collect data
- Engage in any fraudulent or deceptive practices
5. Content and Intellectual Property
5.1 Our Content
All content on BackersHub, including text, graphics, logos, and software, is owned by us or our licensors and is protected by copyright, trademark, and other intellectual property laws.
5.2 User-Generated Content
If you submit content to our Service, you grant us a non-exclusive, worldwide, royalty-free license to use, reproduce, and distribute that content.
5.3 Third-Party Content
Our Service may contain links to third-party websites and content. We are not responsible for the content or practices of third-party sites.
6. Disclaimers and Limitations
6.1 Information Accuracy
While we strive to provide accurate and up-to-date information, we make no warranties about:
- The accuracy, completeness, or reliability of content
- The success of any crowdfunding campaign
- The quality of products or services offered by campaigns
- The financial performance of any investment
6.2 Investment Advice
Our content is for informational purposes only and does not constitute:
- Investment advice
- Financial recommendations
- Endorsements of specific campaigns
- Guarantees of returns or success
6.3 Limitation of Liability
To the maximum extent permitted by law, BackersHub shall not be liable for any indirect, incidental, special, consequential, or punitive damages.
7. International Compliance
7.1 European Union
For EU users, these Terms comply with:
- General Data Protection Regulation (GDPR)
- Consumer Rights Directive
- E-commerce Directive
- Unfair Commercial Practices Directive
7.2 United States
For US users, these Terms comply with:
- Federal Trade Commission Act
- Electronic Communications Privacy Act
- Children's Online Privacy Protection Act (COPPA)
- State-specific consumer protection laws
7.3 United Kingdom
For UK users, these Terms comply with:
- UK GDPR
- Consumer Rights Act 2015
- Consumer Protection from Unfair Trading Regulations
- Electronic Commerce Regulations
7.4 Canada
For Canadian users, these Terms comply with:
- Personal Information Protection and Electronic Documents Act (PIPEDA)
- Competition Act
- Consumer Protection Acts (provincial)
- Electronic Commerce Protection Act
7.5 Australia
For Australian users, these Terms comply with:
- Privacy Act 1988
- Australian Consumer Law
- Spam Act 2003
- Electronic Transactions Act
7.6 Brazil
For Brazilian users, these Terms comply with:
- Lei Geral de Proteção de Dados (LGPD)
- Código de Defesa do Consumidor
- Marco Civil da Internet
- Lei de Acesso à Informação
8. Consumer Protection Rights
8.1 Right to Cancel
Depending on your jurisdiction, you may have the right to cancel services within a specified period.
8.2 Right to Refund
Refund policies are subject to applicable consumer protection laws in your jurisdiction.
8.3 Right to Information
You have the right to clear, accurate information about our services and pricing.
9. Privacy and Data Protection
Your privacy is important to us. Please review our Privacy Policy, which also governs your use of the Service.
10. Termination
10.1 Termination by You
You may terminate your account at any time by contacting us or deleting your account.
10.2 Termination by Us
We may terminate or suspend your access to the Service immediately, without prior notice, for any reason, including breach of these Terms.
10.3 Effect of Termination
Upon termination, your right to use the Service will cease immediately, and we may delete your account and data.
11. Governing Law and Jurisdiction
11.1 Primary Jurisdiction
These Terms are governed by the laws of [Your Primary Jurisdiction], without regard to conflict of law principles.
11.2 International Disputes
For international users, disputes may be resolved in accordance with:
- Your local consumer protection laws
- International arbitration rules
- Applicable international treaties
- Cross-border enforcement mechanisms
12. Dispute Resolution
12.1 Informal Resolution
We encourage you to contact us first to resolve any disputes informally.
12.2 Arbitration
For certain disputes, you may be required to submit to binding arbitration in accordance with the rules of [Arbitration Organization].
12.3 Class Action Waiver
You agree to resolve disputes individually and waive any right to participate in class action lawsuits.
13. Force Majeure
We shall not be liable for any failure to perform due to circumstances beyond our reasonable control, including natural disasters, government actions, or technical failures.
14. Severability
If any provision of these Terms is found to be unenforceable, the remaining provisions will remain in full force and effect.
15. Entire Agreement
These Terms constitute the entire agreement between you and BackersHub regarding the Service and supersede all prior agreements.
16. Changes to Terms
We reserve the right to modify these Terms at any time. We will notify users of significant changes by:
- Posting updated Terms on our website
- Sending email notifications
- Updating the "Last updated" date
17. Contact Information
If you have questions about these Terms, please contact us:
- Email: legal@backershub.com
- Address: [Your Business Address]
- Phone: [Your Phone Number]
18. Regulatory Compliance
We comply with all applicable laws and regulations, including but not limited to:
- Data protection and privacy laws
- Consumer protection regulations
- E-commerce and digital services laws
- Financial services regulations (where applicable)
- Advertising and marketing standards
- Intellectual property laws